Called AIA Voluntary Health Insurance SelectWise Scheme (SelectWise), this is the "first" voluntary health insurance scheme (VHIS) plan in the market to feature a dedicated medical journey.
Designed for everyday consumers seeking more quality healthcare at an affordable budget, SelectWise has no sub-limits on individual benefit items, a feature typically seen in high-end medical insurance.
By choosing in-patient care at SelectWise Designated Hospitals in Hong Kong, customers can also enjoy upgraded room types.
A recent survey by AIA Hong Kong showed that 46% of respondents across the city prioritise comfort and privacy during hospitalisation, while 57% have sought or considered medical care in Chinese Mainland. SelectWise allows customers to plan northbound medical care journeys with the first-in-industry Care Concierge services, including dedicated Service Ambassador.
Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said, “With Hongkongers’ pressing need for quality private healthcare, medical insurance is more important than ever. At AIA, we are committed to addressing customer needs through innovation. SelectWise combines a curated medical network with one-stop services, giving customers access to quality private healthcare with peace of mind and a reasonable budget, delivering on our purpose of Healthier, Longer, Better Lives.
“SelectWise is more than a product innovation; it represents a significant step forward in AIA’s commitment to advancing our Integrated Health Strategy (IHS) and reshaping the medical insurance ecosystem. This initiative builds on the momentum of AIA’s inaugural Healthcare Financing Summit in June last year and reinforces our ongoing efforts to foster cross-sector collaboration in Hong Kong’s medical landscape. Through IHS, we aim to make healthcare more accessible, more affordable, and more effective for the communities we serve.”
In Hong Kong, customers opting for network doctors within the SelectWise Medical Network can enjoy semi-private rooms at designated hospitals, with all medical expenses during hospitalisation pre-approved for peace of mind.
In Macau, semi-private room access is also available at designated hospitals.
In Chinese Mainland, customers may choose between two groups of SelectWise Designated Hospitals: standard private rooms (currently there are seven group A hospitals in the Greater Bay Area) or semi-private rooms (at over 1,700 group B hospitals across Chinese Mainland currently), addressing the growing demand in northbound medical treatment.