PT AIA Financial (AIA) and PT Bank Central Asia (BCA) have officially launched Proteksi Whole Life Income Maksima (Hoki), a life insurance product designed to provide both protection and annual cash benefits (living benefits) until the age of 99.
Hoki is presented as a straightforward, accessible, and relevant solution for initiating a financial protection journey and maintaining a long-term lifestyle for BCA customers and their families.
Mr Haryanto T Budiman, Director of BCA, said, “Hoki reflects BCA’s commitment to providing long-term protection and financial planning solutions that meet our customers’ needs. Through life protection and the potential for annual cash benefits up to age 99, we hope Hoki becomes a vital component of our customers’ wealth management strategies, fostering long-term resilience and financial growth.”
Additionally, Mr Harsya Prasetyo, President Director of AIA Indonesia, emphasised, “We are proud to introduce Hoki as an affordable and valuable life protection solution. In collaboration with BCA, Hoki offers protection and cash benefits up to age 99. This product not only provides life protection but also builds long-term economic value, as the cash benefits continue to grow over time.”
Hoki was launched to offer convenience to BCA customers, featuring a simple insurance application process with no medical exam required for coverage up to IDR1.5 billion.
The plan is tailored to meet diverse financial protection needs with affordable premiums and is available in three options:
- Prime: Shorter premium payments lasting only 5 years, with annual cash benefits starting in the 4th policy year and increasing every 3 years.
- Deluxe: Premium payments for 10 years, with annual cash benefits beginning in the 6th policy year and also increasing every 3 years.
- Lite: Affordable premiums starting at IDR8 million per year for 10 years, with annual cash benefits commencing in the 6th policy year and increasing every 5 years.