Malaysia: Zurich Takaful rolls out new health plan with long-term coverage

| 14 Nov 2024

Zurich Takaful Malaysia Berhad (ZTMB) has introduced MediAfya+, a new takaful medical plan aimed at offering more comprehensive healthcare coverage for Malaysians.

The plan includes an annual coverage limit of up to MYR1 million (US$225,822) and is designed to be paired with Takaful Term 80, which provides extended coverage through age 80.

MediAfya+ is targeted at individuals seeking both emergency medical care and long-term healthcare options, with Takaful Term 80 offering policyholders ongoing support up to the age of 80.

This approach aims to combine substantial coverage with affordability for Malaysians facing a shifting healthcare landscape. 

ZTMB CEO Fatihah Mustafa said the company was committed to providing versatile coverage that goes beyond medical bills. 

“Healthcare protection is not just about covering medical bills. It’s about giving people the confidence to live life fully, knowing they are prepared for the unexpected,” she said, adding that MediAfya+ reflects Zurich Malaysia’s focus on solutions designed to fit customer needs.

Features of MediAfya+ include:

  • Expanded coverage: MediAfya offers comprehensive protection that includes pre- and post-hospitalisation, out-patient services, and international emergency assistance, covering needs ranging from medical to travel support.
  • High annual limit: Coverage extends up to MYR1 million annually with no lifetime limit, aimed at providing financial security in the long run. 
  • Simplified admissions: The plan provides access to expedited hospital admission at partner facilities to reduce delays in receiving care. 
  • Flexible options: Plan options with deductibles of MYR500 or MYR5,000 allow policyholders to tailor coverage based on budget. 
  • Cost relief: Waivers are available for emergency treatments at government healthcare facilities, reducing immediate costs for policyholders.

ZTMB launched MediAfya+ at its “Power Up Hidupmu dengan MediAfya+” event recently. 

The event featured various health-related activities, such as cardio boxing, interactive health booths, and prize draws, with visitors able to win MYR100 Touch ‘n Go eWallet credits, reported Insurance Business.